Inputs
You can override the discount below.
Paste Roofr metrics (mobile-friendly)
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Use your financing APR or personal discount rate.
Results
Payback year
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15-yr savings
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20-yr savings
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Incremental ROI (horizon)
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NPV of savings
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Delta CapEx
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Monthly payment (delta)
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Yr-1 monthly premium savings
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Assumptions & method
- Asphalt premium: P₀·(1+g)^t; Metal: P₀·(1−d)·(1+g)^t
- Cumulative totals include Year-0 roof costs
- “Claims avoided” adds deductible (Coverage·ded%) to asphalt at horizon
- Payback = first t where savings ≥ incremental investment
Estimates only; carrier discounts vary by policy/ZIP and underwriting. Not tax or insurance advice.